With over 15 years of industry expertise, we deliver unparalleled services.
We pride ourselves on serving over 5000 satisfied clients who trust us
Over 300 approved applications for house loans and other loans
Gold Bird is a leading mortgage and loan provider, dedicated to making homeownership more accessible and affordable. With years of experience and an expert team, we provide tailored solutions that meet the unique financial goals of our clients. We understand that buying a home is one of the most significant investments in life, which is why we offer a wide range of flexible mortgage options. Our commitment to integrity and customer satisfaction sets us apart in the industry. At Gold Bird, your financial well-being is at the heart of everything we do.
Tailored loan options to fit your unique financial situation and homeownership goals.
Get pre-approved quickly to help you understand your budget and make confident offers.
We provide expert guidance on interest rates, ensuring you secure the best possible deal.
Explore refinancing options to lower your mortgage rate or access your home's equity efficiently.
Choosing Gold Bird means partnering with a team that brings decades of experience and a commitment to exceptional service. Our mortgage experts are not only knowledgeable but also passionate about guiding you through every step of the process. We are known for our competitive rates, personalized solutions, and dedication to building long-lasting relationships with our clients. Transparency and trust are the cornerstones of our business, and we work hard to ensure that you feel confident in every decision. With Gold Bird, you are choosing a partner who is as invested in your success as you are.
Expert Guidance
Competitive Rates
Streamlined Process
Customer-Centered Approach
Diverse Loan Options
Our partner companies share our commitment to innovation, excellence, and patient well-being, allowing us to offer an even broader range of services and resources. Together, we help you achieve lasting recovery.
James founded Gold Bird with a vision to simplify the mortgage process. With over 20 years of experience, he leads the company’s mission to make homeownership accessible for all. Passionate about personalized solutions, James is dedicated to guiding clients through their home financing journey.
Michael specializes in helping first-time homebuyers and finding the right mortgage options for each client. With 15 years of experience, he simplifies the loan process, making it clear and stress-free.
Anthony Green is known for his client-centered approach, helping individuals and families find the right mortgage for their situation. His extensive knowledge of adjustable-rate mortgages
Amanda Hill is passionate about helping clients find the best mortgage options to fit their financial needs. With her in-depth knowledge of various loan products.
Gold Bird offers a variety of mortgage options, including fixed-rate and adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and refinancing solutions. We tailor our offerings to fit your specific financial situation and homeownership goals.
To get pre-approved, you'll need to submit basic financial information, including proof of income, credit history, and details about your debts and assets. Our team will review your application and provide a pre-approval letter, which shows how much you may be able to borrow.
Credit score requirements vary depending on the type of loan, but generally, a score of 620 or higher is needed for conventional loans. However, FHA loans may allow for lower scores. We encourage you to speak with one of our loan officers to explore your options.
The approval process typically takes 30 to 45 days, depending on your specific situation. We aim to process applications as quickly as possible and keep you informed throughout every step of the process.
Yes, you can still qualify for a loan even with existing debt. Lenders look at your debt-to-income ratio (DTI) to determine whether you can afford the mortgage payments. Our team can help you find a loan that works for your financial situation.
Yes, we offer refinancing options to help you lower your interest rate, reduce your monthly payments, or access equity in your home. Our loan officers can review your current mortgage and help determine if refinancing is a good option for you.